1.
Rate of interest specified for a fixed deposit, say in bank, is the 'nominal rate of return'
2.
Accordingly, therefore, as the usual market rate of interest varies in any country, we may be assured that the ordinary profits of stock must vary with it, must sink as it sinks, and rise as it rises
3.
continued to be the legal rate of interest till the 21st of James I
4.
They seem to have followed, and not to have gone before, the market rate of interest, or the rate at which people of good credit usually borrowed
5.
In Scotland, though the legal rate of interest is the same as in England, the market rate is rather higher
6.
The legal rate of interest in France has not during the course of the present century, been
7.
rich a country as England; and though the legal rate of interest has in France frequently been
8.
considerable exaggeration ), the great sums which they lend to private people, in countries where the rate of interest is higher than in their own, are circumstances which no doubt demonstrate the redundancy of their stock, or that it has increased beyond what they can employ with tolerable profit in the proper business of their own country; but they do not demonstrate that that business has decreased
9.
In the different colonies, both the legal and the market rate of interest run from six to eight percent
10.
In the greater part of our colonies, accordingly, both the legal and the market rate of interest have been considerably reduced during the course of the present century
11.
A defect in the law may sometimes raise the rate of interest considerably above what the condition of the country, as to wealth or poverty, would require
12.
The high rate of interest which took place in those ancient times, may, perhaps, be partly accounted for from this cause
13.
The high rate of interest among all Mahometan nations is accounted for by M
14.
The lowest ordinary rate of interest must, in the same manner, be something more than sufficient to compensate the occasional losses to which lending, even with tolerable prudence, is exposed
15.
In a country which had acquired its full complement of riches, where, in every particular branch of business, there was the greatest quantity of stock that could be employed in it, as the ordinary rate of clear profit would be very small, so the usual market rate of interest which could be afforded out of it would be so low as to render it impossible for any but the very wealthiest people to live upon the interest of their money
16.
The proportion which the usual market rate of interest ought to bear to the ordinary rate of clear profit, necessarily varies as profit rises or falls
17.
This rate of interest has gradually been reduced from eight to three per cent
18.
The rate of interest was nowhere less than ten per cent
19.
At present, the rate of interest, in the improved parts of Europe, is nowhere higher than six per cent
20.
But when the profits which can be made by the use of a capital are in this manner diminished, as it were, at both ends, the price which can be paid for the use of it, that is, the rate of interest, must necessarily be diminished with them
21.
Mr Locke, Mr Lawe, and Mr Montesquieu, as well as many other writers, seem to have imagined that the increase of the quantity of gold and silver, in consequence of the discovery of the Spanish West Indies, was the real cause of the lowering of the rate of interest through the greater part of Europe
22.
seems to have been the common rate of interest through the greater part of Europe
23.
Let us suppose, that in every particular country the value of silver has sunk precisely in the same proportion as the rate of interest; and that in those countries, for example, where interest has been reduced from ten to five per cent
24.
This supposition will not, I believe, be found anywhere agreeable to the truth ; but it is the most favourable to the opinion which we are going to examine; and, even upon this supposition, it is utterly impossible that the lowering of the value of silver could have the smallest tendency to lower the rate of interest
25.
By reducing the rate of interest, therefore, from ten to five per cent
26.
If the legal rate of interest in Great Britain, for example, was fixed so high as eight or ten per cent
27.
Where the legal rate of interest, on the contrary, is fixed but a very little above the lowest market rate, sober people are universally preferred, as borrowers, to prodigals and projectors
28.
No law can reduce the common rate of interest below the lowest ordinary market rate at the time when that law is made
29.
Notwithstanding the edict of 1766, by which the French king attempted to reduce the rate of interest from five to four per cent
30.
The ordinary market price of land, it is to be observed, depends everywhere upon the ordinary market rate of interest
31.
The market rate of interest is higher in France than in England, and the common price of land is lower
32.
By raising the rate of profit, too, the monopoly necessarily keeps up the market rate of interest higher than it otherwise would be
33.
But the price of land, in proportion to the rent which it affords, the number of years purchase which is commonly paid for it, necessarily falls as the rate of interest rises, and rises as the rate of interest falls
34.
Where the market rate of interest is four per cent
35.
Where the market rate of interest is five per cent
36.
In Holland, where the market rate of interest does not exceed three per cent
37.
As a tax upon the rent of land cannot raise rents, because the neat produce which remains, after replacing the stock of the farmer, together with his reasonable profit, cannot be greater after the tax than before it, so, for the same reason, a tax upon the interest of money could not raise the rate of interest; the quantity of stock or money in the country, like the quantity of land, being supposed to remain the same after the tax as before it
38.
When the present annual land tax was first imposed, the legal rate of interest was six per cent
39.
Since the legal rate of interest has been reduced to five per cent
40.
In a country where the market rate of interest seldom exceeds three per cent
41.
During the reign of queen Anne, the market rate of interest had fallen from six to five per cent
42.
The best rate of interest is 0% of course
43.
Pick the one with the highest rate of interest
44.
the new rate of interest or additional payment remains
45.
The moneychangers charged a very high rate of interest
46.
Malcolm thought it over for a few seconds then said, “It could have added another half a million on in interest but that depends on how long the money has been there and what rate of interest the Cayman Bank would pay
47.
Multiply that small amount by the number of loans processed by a rate of interest that could be attained for stashing the cash temporarily, and a few dollars are involved
48.
Each individual account earns a fixed rate of interest of 10% from year to year
49.
This type of loan also charges an extremely high rate of interest
50.
Since incurring debt implies a tax deduction, the new rate of interest is multiplied
51.
mortgage loan and the rate of interest
52.
the rate of interest they pay on deposits and what they charge on lending
53.
The rate of interest on such
54.
offer higher rate of interest
55.
The earlier trend that private sector and foreign banks offer higher rate of interest
56.
higher rate of interest to attract more deposits
57.
Otherwise, it may refer to a loan on which an artificially low rate of interest (or
58.
by offering incentive such as lower rate of interest on the loan component as
59.
The rate of interest as prescribed for general category of borrowers may be
60.
Effective rate of interest: Actual interest paid on a loan or on a deposit depending
61.
As long as his bank contacts were aware of his plans, they'd ensure his funds earned a real rate of interest on top of inflation
62.
borrowers at a higher rate of interest than they were paying the depositor
63.
The wealthy use credit when their rate of return is higher than the rate of interest they are being charged
64.
There are also loans that offer short payment duration and a lower rate of interest
65.
In fact, the score may only dip by about 90, thus leaving you well able to obtain more credit in a few months to a year, and at a better rate of interest
66.
Were you were one of those unfortunate people that accepted an adjustable rate mortgage (ARM) because the teaser rates were so low? Now you find yourself facing a really high rate of interest, and you know you will have trouble paying it
67.
However, even when you assume the same 5% rate of interest for both mortgages, note the huge difference in the amount of total interest paid: approximately $187,000 versus $85,000
68.
What if the worst scenario unfolds? Suppose that poor option selections are continuously made and there are three or four years of losses, coupled with a declining rate of interest earned from the Treasury bills (not to mention the commission charges for trading the securities)
69.
bond: an IOU issued by a borrower to the lender to acknowledge the debt; it normally carries a fixed rate of interest and can be traded (eg gilts, debentures)
70.
Our Company C example also sheds some light on the effect of the rate of interest on the apparent safety of the senior security
71.
7 Generally excluded from this provision are changes in maturity dates of principal or interest, the rate of interest, the redemption price and the conversion rate
72.
In June 1971 it advertised in New York that the annual rate of interest paid thereon for the next six months would be 8 1/8%
73.
* Graham elegantly summarized the discussion that follows in a lecture he gave in 1972: “The margin of safety is the difference between the percentage rate of the earnings on the stock at the price you pay for it and the rate of interest on bonds, and that margin of safety is the difference which would absorb unsatisfactory developments
74.
* A bond’s “coupon” is its interest rate; a “low-coupon” bond pays a rate of interest income below the market average
75.
In our opinion, the real risk that an investor must assess is whether his aggregate after-tax receipts from an investment (including those he receives on sale) will, over his prospective holding period, give him at least as much purchasing power as he had to begin with, plus a modest rate of interest on that initial stake
76.
4 The forward rate is the rate of interest that is applicable beginning on some future date for a specified period of time
77.
When I buy a bond, you give me your word—your promise—to return my money with a specific rate of interest after X period of time (the maturity date)
78.
It takes your cash for a fixed rate of interest, and then returns it—along with your earnings—after a set amount of time
79.
To arrive at the Sharpe ratio, simply take the average return from a strategy, subtract the risk-free rate of interest (we use a constant 5 percent risk-free rate of interest which allows us to compare strategies over all subperiods with a consistent risk-free interest rate), and then divide that number by the standard deviation of return
80.
so much money during the last three weeks, and that scoundrel Stebelkov charges such a rate of interest,
81.
I knew, too, that she was fond of money, that she hoarded it, and lent it at a wicked rate of interest, that she's a merciless cheat and swindler
82.
Ptitsin, as was well known, was engaged in the business of lending out money on good security, and at a good rate of interest
83.
His lieutenants had worked so hard from five o’clock until eleven, that they actually had collected a hundred thousand roubles for him, but at such terrific expense, that the rate of interest was only mentioned among them in whispers and with bated breath
84.
Your committee have been attended by agents of the petitioners, who, in addition to the matters contained in the petition, have suggested to your committee that the object of the petitioners was to obtain the renewal of the charter in its present form; that, for this renewal, the bank is willing to make compensation, either by loans at a rate of interest, or by a sum of money to be agreed upon, or by an increase of the capital stock, by a number of shares to be taken and subscribed for by the United States, to an amount adequate to the compensation to be agreed upon for such renewal
85.
) Whence, sir, do you get the right, whence do you derive the powers to erect custom-houses in the maritime districts of the United States? To attach to them ten, fifteen, or twenty custom-house officers; and clothe these men with authority to invade the domicile, to break into the dwelling-house of perhaps an innocent citizen? Whence do you get it, sir, except as an implied power resulting from the authority given in the constitution "to lay and collect taxes, duties, imposts, and excises?" If, under this authority, you can erect these custom-houses and create this municipal, fiscal, inquisitorial gens d'armerie, with liberty to violate the rights of the citizen, to break into his castle at midnight, without even a form of warrant, on a plausible appearance of probability, or probable cause of suspicion of his secreting smuggled goods, which the event may prove to be unfounded—and it will be recollected that a majority of Congress voted for the grant of this power in its most offensive form, when two years since they voted for the act enforcing the embargo—I say, sir, if under this general power to collect duties, you can erect the establishment and give the offensive power just mentioned, can you not, with the concurrence even of the citizens, adopt another more mild and useful mode, and create an establishment for the collection and safe-keeping of the revenue, and place it under the direction of ten or twelve directors, and christen it an office of discount and deposit, or of collection and payment, as you like best? And can you not, when you have thus created it, give to the directors a power, which perhaps they would have without your grant, to receive and keep the cash of those who choose to place it with them and to loan them money at the legal rate of interest, and in some places, as at New York, at nearly fifteen per cent
86.
above the legal rate of interest? If you can do this, then you have your bank established, sir—and, most assuredly, if you can do one of these things you can do the other
87.
Their principal business is to lend money at the common rate of interest, and thus prevent usury
88.
Every State in the Union has laws regulating the rate of interest, and in most of the States this rate is fixed at six per cent